2026 Tax Deadlines

Key dates for filing your 2025 return, requesting extensions, making estimated payments, and contributing to retirement accounts.

Filing Estimated Payments Contributions Extensions

Upcoming

Q2 2026 Estimated Tax

Second quarter estimated tax payment for the 2026 tax year.

June 15, 2026

52 days

Q3 2026 Estimated Tax

Third quarter estimated tax payment for the 2026 tax year.

September 15, 2026

144 days

Extended Return Deadline

If you filed an extension, this is the final deadline to submit your 2025 tax return.

October 15, 2026

174 days

Q4 2026 Estimated Tax

Fourth quarter estimated tax payment for the 2026 tax year.

January 15, 2027

266 days

Past Deadlines

Q4 2025 Estimated Tax
January 15, 2026
2025 Tax Return Due
April 15, 2026
IRA / HSA Contribution Deadline
April 15, 2026
Q1 2026 Estimated Tax
April 15, 2026

Understanding Estimated Tax Payments

If you're self-employed, a freelancer, or receive income without tax withholding, you may need to make quarterly estimated tax payments to avoid penalties.

The IRS expects you to pay at least 90% of your current-year tax liability or 100% of your prior-year liability (110% if AGI exceeds $150,000) through withholding and estimated payments.

Read our complete guide to estimated quarterly taxes →

Frequently Asked Questions

When is the federal tax filing deadline for 2026?

The federal income tax filing deadline for the 2025 tax year is April 15, 2026. If April 15 falls on a weekend or holiday, the deadline shifts to the next business day. This applies to individual returns (Form 1040).

What happens if I miss the tax deadline?

If you miss the April 15 deadline without filing an extension, the IRS charges a failure-to-file penalty of 5% of unpaid taxes per month (up to 25%). A separate failure-to-pay penalty of 0.5% per month also applies if you owe taxes. Filing on time — even if you can't pay — significantly reduces penalties.

When are estimated tax payments due?

Quarterly estimated tax payments for 2026 are due on April 15, June 16, September 15, and January 15, 2027. These apply to self-employed individuals, freelancers, and others who don't have taxes withheld from their income.

Can I get a filing extension?

Yes. Filing Form 4868 by April 15, 2026 gives you an automatic 6-month extension to October 15, 2026. Important: this extends the time to file, not the time to pay. Any taxes owed are still due by April 15 to avoid interest and penalties.

Is there a penalty for filing late vs paying late?

Yes — both carry separate penalties, but the failure-to-file penalty (5%/month) is 10 times larger than the failure-to-pay penalty (0.5%/month). If you can't pay in full, file on time anyway and pay as much as possible to minimize total penalties and interest.